Programme

08:30-09:00

Coffee and Registration

Session Chair: Joâo Cocco, London Business School & CEPR

09:00-09:45

A Harming Hand: The Predatory Implications of Government Backed Student Loans​ 
Andy Schwartz, University of California, Berkeley

Discussant: Francisco J Gomes London Business School & CEPR

09:45-10:30

The Limited Benefits of Mortgage Renegotiation
Sanket Korgaonkar, Pennsylvania State University

Discussant: Joâo Cocco, London Business School & CEPR

10:30-11:00

Coffee Break

11:00-11:45

The Credit Card Debt Puzzle: The Role of Preferences, Credit Access Risk, and Financial Literacy
Olga Gorbachev, University of Delaware (with María José Luengo-Prado)

Discussant: Michael Haliassos, Goethe University Frankfurt & CEPR

11:45-12:30

​Household portfolio choices and nonlinear income risk​
Julio Galvez, CEMFI

Discussant: Steffen Andersen, Copenheagen Business School & CEPR

12:30-13:30

Lunch

Session Chair: Laurent E. Calvet, EDHEC Business School & CEPR

13:30-14:15

Responses to Saving Commitments: Evidence from Mortgage Run-offs
Philippe d'Astous, HEC Montréal (with Steffen Andersen, Jimmy Martinez-Correa, and Stephen H. Shore)

Discussant: Alex Michaelides, Imperial College Business School & CEPR

14:15-15:00

The Retirement-Consumption Puzzle: New Evidence on Individual Spending and Financial Structure​
Michaela Pagel, Columbia Business School & CEPR (with Arna Olafsson)

Discussant: Monica Paiella, University of Naples

15:00-15:15

Coffee Break

15:15-16:00

Waves of Optimism: House Price History, Biased Expectations and Credit Cycles
Alessia De Stefani, Danmarks Nationalbank

Discussant: Giovanna Nicodano, Università di Torino

19:00

Dinner – Further details to be confirmed

09:30-09:45

Coffee on arrival

Session Chair: Francisco J Gomes, London Business School & CEPR

09:45-10:30

The Promises and Pitfalls of Robo-advising

Francesco D Acunto, University of Maryland (with Nagpurnanand Prabhala and Alberto G. Rossi)

Discussant: Stephen Zeldes, Columbia University

10:30-11:15

Does FinTech Affect Household Saving Behavior? Findings from a Natural Field Experiment
Gregor Becker, Goethe University Frankfurt

Discussant: Laurent E. Calvet, EDHEC Business School & CEPR

11:15-11:30

Coffee Break

Salient Price Changes, Inflation Expectations, and Household Behavior
Michael Weber, Booth School of Business, University of Chicago (with Francesco D'Acunto, Ulrike Malmendier and Juan Ospina)

Discussant: Nathanael Vellekoop, Goethe University Frankfurt

12:15-13:00

Import Competition and Household Debt
Julien Sauvagnat, Bocconi University, IGIER & CEPR (with Jean-Noel Barrot, Erik Loualiche and Matthew Plosser)

Discussant: Tarun Ramadorai, Imperial College London & CEPR

13:00-14:00

Lunch

Session Chair: Michael Haliassos, Goethe University Frankfurt & CEPR

14:00-14:45

How Do Individuals Repay Their Debt? The Balance-Matching Heuristic
John Gathergood, University of Nottingham (with Neale Mahoney, Neil Stewart and Jörg Weber)

Discussant: Brigitte Madrian, University of Harvard

14:45-15:30

The Run from Safety: How a Change to the Deposit Insurance Limit Affects Households’ Portfolio Allocation
Adi Mordel, Bank of Canada (with H. Evren Damar and Reint Gropp)

Discussant: Paolo Sodini, Stockholm School of Economics

15:30-16:00

Closing remarks