Andreas Wälchli is a PhD-student at the University of Lausanne since 2008 and is currently employed as Teaching Assistant at the Study Center Gerzensee. He holds a Master's degree in Economics from the University of Lausanne. Following the Bachelor's degree in Economics in 2006 at the University of Bern (Major in Economics, Minor in Mathematics), Andreas has worked in the research department of a large Swiss bank and in the economics department of the Swiss National Bank. His research interests are in empirical banking, financial economics and international macroeconomics.