John is an Assistant Professor of Finance at INSEAD He teaches Corporate Financial Policy course in the MBA programme, and Research Topics in Corporate Finance course in the PhD programme. John has obtained a PhD in Finance from the London School of Economics, an MSc in Financial Economics from the Toulouse School of Economics, and a BBA from the University of Macau. He has also completed a PhD research internship at the International Monetary Fund in Washington D.C. His main area of research is banking and corporate finance. His recent research investigates the fragility of the modern collateral-based banking system, the effects of securitisation on mortgage foreclosures, and the optimal design of bank regulation and bail-out policy.