Dr. Jordi Gual is Chairman of CaixaBank and Professor of Economics at IESE Business School. He holds a PhD in Economics from the University of California (Berkeley) and is Research Fellow of the Centre for Economic Policy Research (CEPR) in London. He currently sits on the board of directors of Telefónica and on the Supervisory Board at Erste Group Bank. He is also Chairman of FEDEA, Vice President of Círculo de Economía and Cotec Foundation for Innovation, and he serves on the boards of CEDE Foundation, Real Instituto Elcano and Barcelona Mobile World Capital Foundation. Prior to his appointment as Chairman of CaixaBank, he was Chief Economist and Head of Strategic Planning and Research for CaixaBank and Director-General of Planning and Strategic Development for CriteriaCaixa. Jordi Gual joined the “la Caixa” Group in 2005. He has been a member of the Board of Directors of Repsol and served as an economics advisor for the European Commission’s Directorate-General for Economic and Financial Affairs in Brussels and as a visiting professor at the University of California, Berkeley, the Université Libre de Bruxelles and the Barcelona Graduate School of Economics. His work on banking, European integration, regulation and competition policy has been widely published.