Natalia Tente (nee Puzanova) graduated in business administration at the Siberian State University of Technology in Krasnoyarsk, Russia and obtained her doctorate degree in Economics at the Institute for Econometrics and Economic Statistics at the University of Munster, Germany. She joined the Deutsche Bundesbank, Frankfurt in 2009. Her research interests span a variety of topics with application to credit risk and systemic risk, with special emphasis in model-ling tail dependency with copulas. In her policy oriented research she focuses on issues related to stress testing of the banking sector and calibration of capital requirements, including buffers for systemically important institutions and the countercyclical capital buffer. She has published in the Journal of Money Credit and Banking, the Journal of Banking and Finance, the Journal of Financial Stability, Applied Financial Economics Letters and at Creditflux.