Olivier De Jonghe is a senior economist at the National Bank of Belgium. During 2024 and 2025, he is visiting part-time the European Central Bank, at DG-Research. Previously, Olivier was an Associate Professor (with tenure) at the Finance department at Tilburg University, at which he is still an affiliate researcher. He is co-founder of the Empirical Financial Intermediation (EFI) Network and co-organizes the EFI workshops. His research interests include the interaction between competition, diversification and stability; market discipline and optimal regulatory design and their interaction with credit supply. This resulted in various publications in the Review of Finance, Management Science, Journal of Financial Intermediation, Journal of Corporate Finance, Journal of Money, Credit and Banking, and the Journal of Banking and Finance. He is an associate editor at the Journal of Banking and Finance