Below you will find all information about the selected and completed Think Forward Initiative research projects.
Impacts of Sharing Economy Entry and Regulations on Financial Delinquencies - Jinan Lin, Tingting Nian and Vijay Gurbaxani
Dynamics and Determinants of Housing Tenure Choice in Europe - Pedro Gete and Athena Tsouderou
Increasing Engagement with retirement through personalised communication? - Emir Efendić, Elisabeth Brüggen, Mark Graus
The Effects of Robo-Advisers on Stock Market Participation and Household Investment Behavior - Vincent Skiera
Gamification Can Help Consumers Reach Their Saving Goals - Nethal Hashim, Irene Scopelliti, Janina Steinmetz
Income Prediction Bias in The Gig Economy - Ray Charles “Chuck” Howard, David J. Hardisty, And Dale W. Griffin
Mapping The Customer Journey of The New Generation of Payday Borrowing - Ronnie Das, Robert De Boer, And Frederik Situmeang
Impressed By Numbers: The Consumer Bias Towards Precise Numerical Information in A Context of Uncertainty - Eleonore Batteux, Avri Bilovich, Samuel Johnson, David Tuckett
The Impact of Education on Savings and Financial Behavior - Abdurrahman B. Aydemir
The Effect of Access Opportunities on Spending Versus Saving - Baris Depecik and Ozgun Atasoy
Privacy Risks, Personal Customer Environments, And the Use of Financial Support Tools - Benedict Dellaert, Joris Demmers, And Kristian Rotaru
Living Gig to Gig and Paycheque to Paycheque: How Income Volatility Affects Financial Decisions - Johanna Peetz and Jennifer Robson
Gender Gap in Financial Literacy and Within Household Specialization - Maddalena Davoli and Jia Hou
Financial Inequality Within Couples: How Does It Affect Financial Risk-Taking? - Dimitris Christelis, Dimitris Georgarakos and Tullio Jappelli
Using Robo-Advisers as Commitment Devices - Alexia Gaudeul and Caterina Giannetti
Budget Depreciation: When Budgeting Early Increases Spending - Yuna Choe and Christina Kan
Dynamic Budget Monitoring: When Access to Budget Feedback Leads to Increase in Spending - Anastasiya Pocheptsova Ghosh & Liang Huang
Cancer And Portfolio Choice: Evidence from Norwegian Register Data - Trond Doeskeland & Jens Kvaerner
Insuring Longevity Risk While Having Multiple Saving Accounts - Abigail Hurwitz & Orly Sade
How Convoluted Language Affects the Way Consumers Understand and Purchase Financial Products - Mario Kienzler, Kinga Barrafrem & Daniel Västfjäll
Self-Control, Future Time Perspective and Savings - The Keys to Perceived Financial Well-Being - Leonore Riitsalu & Fred Van Raaij
Borrowing In Response to Windfalls - Arna Olafsson & Michaela Pagel
Commission Bans Spur Portfolio Efficiency and Trust in Financial Advice - Steffen Meyer & Charline Uhr
How Does Financial Distress Relate to Mental Health? - Olga Goldfayn-Frank & Yuri Pettinicchi
Equality In Joint Savings and Inequality in Individual Savings Within Families - Merike Kukk & Fred Van Raaij
Financial Literacy and Attitudes to Cryptocurrencies - Georgios Panos and Tatja Karkkainen
Empowering People to Better Forecast Their Future Expenses and Savings: The Role of Risk Information - Dilek Önkal, Wasim Ahmed & Shari De Baets
Immersive Vr Technologies: Not Always the Best Option for Our Saving Behaviour- Andrea Weihrauch &Tobias Schlager
Persistent Chasing of Past Performance When Selecting Mutual Funds - Leonardo Weiss-Cohen, Philip W.S. Newall & Peter Ayton
Fostering Old-Age Saving Under Incomplete Rationality - Krzysztof Makarski, Artur Rutkowski, & Joanna Tyrowicz
Effective Financial Education for Entrepreneurs - Catalina Estrada-Mejía, María Piedad Valero, And Daniela Castaño
Timing Is Everything: How to Stimulate Debtors to Pay Up - Gea Schonewille, Minou Van Der Werf and Dörthe Kunkel (Nibud)
An Exploratory Spatial Analysis of Access to Physical and Digital Retail Banking Channels in The UK - Andra Sonea, Weisi Guo, And Stephen Jarvis
Addressing The Challenge of Problematic Debt: Australia and Eurozone - Daniel Richards, Abdullahi Ahmed, And Muhammad Tahir
A Social Norm Nudge to Save More - Robert Dur, Dimitry Fleming, Marten Van Garderen and Max Van Lent
The Effect of Coins on Spending - Jay Zenkić, Kobe Millet, And Nicole Mead
Reducing Financial Hardship by Establishing Contact - Felix Uhl, Claartje Ter Hoeven & Marieke Fransen
The Benefits of Joint and Separate Financial Management of Couples - Fred Van Raaij, Gerrit Antonides & Manon De Groot
Why The Reference Point Matters - Piotr Zielonka
Polish Students and Money - Malgorzata Pawlak & Adam Szyszka
Fintech And Consumer Financial Well-Being in The Information Age - Michaela Pagel, Arna Olafsson & Bruce Carlin
How Family Members Manage Household Money - Merike Kukk and Fred Van Raaij
Digital Connectedness in Developing Countries and Its Potential Impact on Financial Services - Sudha Vijay, Anne Marie Van Swinderen & Simon Bailey
Social Media Impact on Household Investors and Their Stock Markets Participation - Eric Tham
The Effect of Warnings on Irresponsible Online Purchase Behaviour - Benjamin Timmermans, Monique Van Maare and Eva Zinger-Mityok
The Effects of Longevity on Financial Vulnerability - Magda Malec, Krzysztof Makarski and Joanna Tyrowicz
Financial Control: Are Cashless Payments Making It Easier or Harder to Feel in Control of Our Finances? - Emma Woodley And Jez Groom
Personality Traits and Household's borrowing behaviour - Olga Goldfayn and Nathanael Vellekoop
The Marketer’s Antagonist: Leveraging Behavioural Science to Reduce Unnecessary Spending Behaviour - Garrett Meccariello and Tobias Nasgarde
Winners And Losers of Marketplace Lending - Sudheer Chava and Nikhil Paradkar
Financial Literacy and Vulnerability: Lessons from Actual Investment Decisions - Milo Bianchi
Multi-Level Marketing Participation and Social Connectivity - Claes Bäckman & Tobin Hanspal
