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Barcelona Reports

Barcelona 2: The Bank Business Model in the Post-Covid-19 World

The effects from the Covid-19 crisis come on top of the combination over the past decade of persistently low interest rates, regulatory changes, and competition from shadow banks and new digital entrants that challenged the traditional bank business model pre-Covid-19. The second report in the CEPR/IESE series on The Future of Banking tackles these crucial challenges, examining the competitive responses of the different players – both incumbents and new entrants – and the associated policy and regulatory issues.

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Citation

Carletti, E, S Claessens, and A Fatás (2020), “Digital money, payments and banks“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/digital-money-payments-and-banks

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Digital disruption and banks’ business models“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/digital-disruption-and-banks-business-models

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Challenges to the business models of banks“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/challenges-business-models-banks

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Introduction: Barcelona 2: The Bank Business Model in the Post-Covid-19 World“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/introduction-barcelona-2-bank-business-model-post-covid-19-world

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Competitive strategies of the players“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/competitive-strategies-players

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Regulation, policy, and financial stability“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/regulation-policy-and-financial-stability

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Banking in a post-Covid world“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/banking-post-covid-world

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Challenges to banks’ business models“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/challenges-banks-business-models

Citation

Carletti, E, S Claessens, and A Fatás (2020), “The role of banks in the economy“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/role-banks-economy

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Banking business models“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/banking-business-models

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Evolution of bank profitability“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/evolution-bank-profitability

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Challenges to banks’ business models: Conclusions“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/challenges-banks-business-models-conclusions

Citation

Carletti, E, S Claessens, and A Fatás (2020), “The digital economy and banks’ business models“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/digital-economy-and-banks-business-models

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Technology in finance and banks’ business models“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/technology-finance-and-banks-business-models

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Technology-driven changes in provision“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/technology-driven-changes-provision

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Evidence on technology-driven changes in financial services“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/evidence-technology-driven-changes-financial-services

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Risks and regulatory responses“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/risks-and-regulatory-responses

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Policy issues raised by digitalisation“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/policy-issues-raised-digitalisation

Citation

Carletti, E, S Claessens, and A Fatás (2020), “The digital economy and banks’ business models: Summary“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/digital-economy-and-banks-business-models-summary

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Digital money, payments and banks“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/digital-money-payments-and-banks-0

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Technology, digital money and payments“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/technology-digital-money-and-payments

Citation

Carletti, E, S Claessens, and A Fatás (2020), “New forms of digital money“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/new-forms-digital-money

Citation

Carletti, E, S Claessens, and A Fatás (2020), “The role of regulators and central banks“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/role-regulators-and-central-banks

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Technology, new entrants and competition“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/technology-new-entrants-and-competition

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Changes in the competitive landscape for banks“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/changes-competitive-landscape-banks

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Digital money, payments and banks: Conclusion“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/digital-money-payments-and-banks-conclusion

Citation

Carletti, E, S Claessens, and A Fatás (2020), “Discussions: Barcelona 2: The Bank Business Model in the Post-Covid-19 World“, in X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/discussions-barcelona-2-bank-business-model-post-covid-19-world

Citation

Beck, T (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/discussion-chapter-2-thorsten-beck-barcelona-2-bank-business-model-post-covid-19-world

Citation

Seru, A (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/discussion-chapter-3-amit-seru-barcelona-2-bank-business-model-post-covid-19-world

Citation

Niepelt, D (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, London. https://cepr.org/chapters/discussion-chapter-4-dirk-niepelt-barcelona-2-bank-business-model-post-covid-19-world