TFI Research Reports

Below you will find all information about the selected and completed Think Forward Initiative research projects.

Scarcity improves economic valuations when cognitively salient - Ozan Isler, Onurcan Yilmaz, Uwe Dulleck .pdf

PDF document / 897.66 KB

Couples Underestimate the Benefits of Talking About Money - E. Donnelly Ximena Garcia-Rada Jenny G. Olson Hristina Nikolova Michael I. Norton.pdf

PDF document / 808.34 KB

Money on my mind investigating the mechanisms of financial worry - Imke Dirkx, Ruud Gerards, Bert Schreurs and Riccardo Welters.pdf

PDF document / 1.31 MB

Third-Party Guarantees - the Role of Financial Knowledge and Social Norms - Christa Hainz, Sarah Reiter and Elisabeth Beckmann

PDF document / 2.16 MB

Impacts of Sharing Economy Entry and Regulations on Financial Delinquencies - Jinan Lin, Tingting Nian and Vijay Gurbaxani

PDF document / 2.18 MB

Dynamics and Determinants of Housing Tenure Choice in Europe - Pedro Gete and Athena Tsouderou

PDF document / 1.64 MB

Increasing Engagement with retirement through personalised communication? - Emir Efendić, Elisabeth Brüggen, Mark Graus

PDF document / 15.17 MB

The Effects of Robo-Advisers on Stock Market Participation and Household Investment Behavior - Vincent Skiera

PDF document / 1007.7 KB

Gamification Can Help Consumers Reach Their Saving Goals - Nethal Hashim, Irene Scopelliti, Janina Steinmetz

PDF document / 745.54 KB

Income Prediction Bias in The Gig Economy - Ray Charles “Chuck” Howard, David J. Hardisty, And Dale W. Griffin

PDF document / 841.41 KB

Mapping The Customer Journey of The New Generation of Payday Borrowing - Ronnie Das, Robert De Boer, And Frederik Situmeang

PDF document / 1016.25 KB

Impressed By Numbers: The Consumer Bias Towards Precise Numerical Information in A Context of Uncertainty - Eleonore Batteux, Avri Bilovich, Samuel Johnson, David Tuckett

PDF document / 669.59 KB

The Impact of Education on Savings and Financial Behavior - Abdurrahman B. Aydemir

PDF document / 832.54 KB

The Effect of Access Opportunities on Spending Versus Saving - Baris Depecik and Ozgun Atasoy

PDF document / 527.66 KB

Privacy Risks, Personal Customer Environments, And the Use of Financial Support Tools - Benedict Dellaert, Joris Demmers, And Kristian Rotaru

PDF document / 1.06 MB

Living Gig to Gig and Paycheque to Paycheque How Income Volatility Affects Financial Decisions - Johanna Peetz and Jennifer Robson.pdf

PDF document / 1.06 MB

Gender Gap in Financial Literacy and Within Household Specialization - Maddalena Davoli and Jia Hou.pdf

PDF document / 1.55 MB

Financial Inequality Within Couples How Does It Affect Financial Risk-Taking - Dimitris Christelis, Dimitris Georgarakos and Tullio Jappelli.pdf

PDF document / 481.34 KB

Using Robo-Advisers as Commitment Devices - Alexia Gaudeul and Caterina Giannetti.pdf

PDF document / 838.44 KB

Budget Depreciation When Budgeting Early Increases Spending - Yuna Choe and Christina Kan.pdf

PDF document / 956.71 KB

Dynamic Budget Monitoring - When Access to Budget Feedback Leads to Increase in Spending - Anastasiya Pocheptsova Ghosh & Liang Huang.pdf

PDF document / 1.07 MB

Cancer And Portfolio Choice - Evidence from Norwegian Register Data - Trond Doeskeland & Jens Kvaerner.pdf

PDF document / 1.25 MB

Insuring Longevity Risk While Having Multiple Saving Accounts - Abigail Hurwitz & Orly Sade.pdf

PDF document / 1.7 MB

How Convoluted Language Affects the Way Consumers Understand and Purchase Financial Products - Mario Kienzler, Kinga Barrafrem & Daniel Västfjäll.pdf

PDF document / 1.03 MB

Self-Control, Future Time Perspective and Savings - The Keys to Perceived Financial Well-Being - Leonore Riitsalu & Fred Van Raaij.pdf

PDF document / 1015.27 KB

Borrowing In Response to Windfalls - Arna Olafsson & Michaela Pagel.pdf

PDF document / 1.9 MB

Commission Bans Spur Portfolio Efficiency and Trust in Financial Advice - Steffen Meyer & Charline Uhr.pdf

PDF document / 1.06 MB

How Does Financial Distress Relate to Mental Health - Olga Goldfayn-Frank & Yuri Pettinicchi.pdf

PDF document / 1.55 MB

Equality In Joint Savings and Inequality in Individual Savings Within Families - Merike Kukk & Fred Van Raaij.pdf

PDF document / 997.03 KB

Financial Literacy and Attitudes to Cryptocurrencies - Georgios Panos and Tatja Karkkainen.pdf

PDF document / 727.74 KB

Empowering People to Better Forecast Their Future Expenses and Savings - The Role of Risk Information - Dilek Önkal, Wasim Ahmed & Shari De Baets.pdf

PDF document / 1.53 MB

Immersive Vr Technologies - Not Always the Best Option for Our Saving Behaviour- Andrea Weihrauch &Tobias Schlager.pdf

PDF document / 1.03 MB

Persistent Chasing of Past Performance When Selecting Mutual Funds - Leonardo Weiss-Cohen, Philip W.S. Newall & Peter Ayton.pdf

PDF document / 357.1 KB

Fostering Old-Age Saving Under Incomplete Rationality - Krzysztof Makarski, Artur Rutkowski, & Joanna Tyrowicz.pdf

PDF document / 907.89 KB

Effective Financial Education for Entrepreneurs - Catalina Estrada-Mejía, María Piedad Valero, And Daniela Castaño.pdf

PDF document / 513.67 KB

Timing Is Everything - How to Stimulate Debtors to Pay Up - Gea Schonewille, Minou Van Der Werf and Dörthe Kunkel (Nibud).pdf

PDF document / 513.67 KB

An Exploratory Spatial Analysis of Access to Physical and Digital Retail Banking Channels in The UK - Andra Sonea, Weisi Guo, And Stephen Jarvis.pdf

PDF document / 988.61 KB

Addressing The Challenge of Problematic Debt - Australia and Eurozone - Daniel Richards, Abdullahi Ahmed, And Muhammad Tahir.pdf

PDF document / 536.03 KB

A Social Norm Nudge to Save More - Robert Dur, Dimitry Fleming, Marten Van Garderen and Max Van Lent.pdf

PDF document / 1.74 MB

The Effect of Coins on Spending - Jay Zenkić, Kobe Millet, And Nicole Mead.pdf

PDF document / 966.33 KB

Reducing Financial Hardship by Establishing Contact - Felix Uhl, Claartje Ter Hoeven & Marieke Fransen.pdf

PDF document / 1.06 MB

The Benefits of Joint and Separate Financial Management of Couples - Fred Van Raaij, Gerrit Antonides & Manon De Groot.pdf

PDF document / 718.38 KB

Why The Reference Point Matters - Piotr Zielonka.pdf

PDF document / 611.46 KB

Polish Students and Money - Malgorzata Pawlak & Adam Szyszka.pdf

PDF document / 1.01 MB

Fintech And Consumer Financial Well-Being in The Information Age - Michaela Pagel, Arna Olafsson & Bruce Carlin.pdf

PDF document / 554.53 KB

How Family Members Manage Household Money - Merike Kukk and Fred Van Raaij.pdf

PDF document / 806.41 KB

Digital Connectedness in Developing Countries and Its Potential Impact on Financial Services - Sudha Vijay, Anne Marie Van Swinderen & Simon Bailey.pdf

PDF document / 812.01 KB

Social Media Impact on Household Investors and Their Stock Markets Participation - Eric Tham.pdf

PDF document / 553.36 KB

The Effect of Warnings on Irresponsible Online Purchase Behaviour - Benjamin Timmermans, Monique Van Maare and Eva Zinger-Mityok.pdf

PDF document / 840.82 KB

The Effects of Longevity on Financial Vulnerability - Magda Malec, Krzysztof Makarski and Joanna Tyrowicz.pdf

PDF document / 1.35 MB

Financial Control - Are Cashless Payments Making It Easier or Harder to Feel in Control of Our Finances - Emma Woodley And Jez Groom.pdf

PDF document / 977.8 KB

Personality Traits and Household's borrowing behaviour - Olga Goldfayn and Nathanael Vellekoop.pdf

PDF document / 2.71 MB

The Marketer’s Antagonist - Leveraging Behavioural Science to Reduce Unnecessary Spending Behaviour - Garrett Meccariello and Tobias Nasgarde.pdf

PDF document / 1.03 MB

Winners And Losers of Marketplace Lending - Sudheer Chava and Nikhil Paradkar.pdf

PDF document / 1.11 MB

Financial Literacy and Vulnerability - Lessons from Actual Investment Decisions - Milo Bianchi.pdf

PDF document / 727.74 KB

Multi-Level Marketing Participation and Social Connectivity - Claes Bäckman & Tobin Hanspal.pdf

PDF document / 1.47 MB

Intergenerational Transmission of Saving Propensity: New Insight from Canadian Data - Philippe d’Astous, Pierre-Carl Michaud, Jean Mary Samuel, and Gaëlle Simard-Duplain

PDF document / 979.46 KB