BIS/CEPR Conference
Asset Prices and Monetary Policy

On 26/27 January 1998, the Bank for International Settlements (BIS) and CEPR organized a conference on ‘Asset Prices and Monetary Policy’. The conference, which was hosted by the BIS in Basel, was organized by Renato Filosa (BIS) and Francesco Giavazzi (IGIER, Università Bocconi, Milano, and CEPR). Six papers were presented and the conference ended with a panel discussion on some of the key issues.

In his paper on ‘Open-economy Inflation Targeting’, Lars Svensson (Institute for International Studies, Stockholm, and CEPR) extended the analysis of inflation targeting to a small open economy with forward-looking aggregate supply and demand. This allowed Svensson to discuss the role of the various exchange-rate channels in inflation targeting, the use of a monetary conditions index (MCI), the choice between CPI and domestic inflation targeting, and the appropriateness of simple instrument rules such as the closed-economy Taylor rule. Svensson found that strict CPI inflation targeting resulted in considerable real exchange-rate variability, owing to heavy reliance upon the direct exchange-rate channel. Flexible CPI targeting appeared as an attractive alternative when the policy objective was to stabilize both inflation and real variables. As the Taylor rule excluded any direct response to the exchange rate or foreign disturbances, it was less attractive in this open economy set-up. Finally, Svensson found some support for the notion of an MCI, although the index derived in his model differed from the commonly used concept.

Charles Freedman (Bank of Canada) observed that separate analysis of the effects of introducing forward-looking behaviour and an exchange-rate channel on the appropriateness of various forms of inflation targeting would be useful. On the question of which price index should be targeted, he noted that central banks also had good practical reasons for using the CPI (rather than, for example, the GDP deflator). Freedman considered that inclusion of the long real rate in the aggregate demand function was an empirical issue. For example, in Canada and the United Kingdom, empirical research had shown that it was mostly the short-term rate that was important for spending decisions. Finally, Freedman thought that the way inflation targeting was implemented in practice – whereby the policy rate responds gradually to an inflation forecast six to eight quarters out – was very much akin to what Svensson calls flexible CPI targeting.

Jürgen von Hagen (ZEI, Universität Bonn, and CEPR) raised three issues. First, he questioned the statement that inflation targeting was characterized by a high degree of transparency. In particular, monetary targeting as used by the Bundesbank was more precise about the inflation objective (2%), but was less precise about the time horizon. Most inflation-targeting regimes, on the other hand, were specific about the horizon but allowed for a wider inflation band. He also questioned whether inflation reports made the inflation-targeting regimes very transparent, as these reports did not specify the weights attached to the different pieces of information that had a bearing on inflation. Second, von Hagen wondered what the micro foundations were for the shocks in the model. He asked why changes in the exchange rate had immediate effects, whereas changes in domestic costs had only lagged effects. Third, he argued that a Taylor rule with domestic inflation did almost as well as flexible domestic inflation targeting.

Carlo Favero (IGIER, Università Bocconi, Milano, and CEPR) observed that in the VAR literature there was not much evidence in favour of a direct exchange-rate effect on inflation. Creon Butler (Bank of England) asked about the impact of the noisiness of the exchange rate on its role in CPI inflation targeting. Mark Gertler (New York University) thought the framework of the paper was not suitable for dealing with the concept of transparency. Moreover, if transparency was related to the concept of credibility, then equilibria with commitment should also be looked at. In the same vein, Paul Söderlind (Stockholms Universitet and CEPR) observed that it was hard to compare the performance of a Taylor rule, which assumes commitment, with the discretionary rules considered in the paper. Svensson agreed that accountability and transparency were difficult to discuss within his model as there was full transparency. Replying to von Hagen, he added that posting the inflation forecast as a summary statistic of the relevant information concerning future inflation was an effective way of increasing transparency as it was not so easy to doctor a forecast. Michael Woodford (Princeton University) replied to von Hagen that a money-demand equation could easily be added to the model without altering the equilibrium. There was a nominal anchor as long as the reaction function included a nominal variable. Ignazio Visco (OECD, Paris) wondered how nominal income targeting would compare with flexible CPI targeting, and Alexander Swoboda (Graduate Institute of International Studies, Geneva) questioned how robust the results were with respect to differences in the loss function and model parameters.

In his paper with Julio Rotemberg (Harvard University) on ‘Interest-rate Rules in an Estimated Sticky Price Model’, Michael Woodford (Princeton University) used a small model of the US economy to discuss three topics. First, what must be the constraints on policy in order for a rational expectations equilibrium to be determinate? Second, how would different rules affect the variability of inflation, output and interest rates? Third, how would these rules perform in terms of expected utility? The paper’s main finding was that low and stable inflation, together with stable interest rates, could be achieved by letting the funds rate respond positively to inflation, while also responding – with a coefficient greater than one – to the lagged funds rate itself. Such a rule did almost as well as the optimal rule, in the sense of maximizing the expected utility of the representative household.

Hans Genberg (Graduate Institute of International Studies, Geneva) compared the Woodford-Rotemberg approach with the traditional Poole analysis, in which the interest-rate reaction function would depend on the weights in the loss function and the relative variance of the shocks. The advantage of Woodford and Rotemberg’s analysis was that their model was less sensitive to the Lucas critique, although this often came at the cost of oversimplification. Turning to the calibration of the model, Genberg wondered whether the results were sensitive to alternative VAR specifications. He was also worried that the optimal rules described were dangerously close to the unstable regions. He suggested looking at alternative theoretical structures, such as RBC models and open-economy extensions.

Marvin Goodfriend (Federal Reserve Bank of Richmond) observed that, by advocating a policy rule whereby the central bank promised ever-greater interest rate increases in response to deviations of inflation from target, Rotemberg and Woodford leaned a little too heavily in the direction of perfect credibility. The idea of a delayed monetary-policy response contrasted sharply with the recent emphasis on pre-emptive policy. On a theoretical level, the promise of ever-greater interest rate increases was not observable, and Goodfriend doubted whether it was realistic to assume that such out-of-equilibrium possibilities were able to constrain the equilibrium.

Lars Svensson pointed to a difference in modelling strategy between his and Woodford’s paper. Woodford had good micro foundations, but no inertia. To fit the data, the inertia was built into the shocks, whereas he (Svensson) had obtained inertia through partial-adjustment mechanisms. Might this explain why there was more scope for pre-emptive monetary policy in his model? And were rules like the one proposed incentive-compatible? Arturo Estrella (Federal Reserve Bank of New York) asked whether, given the wide confidence bands in the VARs, Woodford had done any sensitivity analysis with respect to this uncertainty. Charles Freedman said optimal rules, like the one suggested by Woodford, would always depend on the structure of the model and the nature of the historical shocks. In this sense, a forward-looking rule was more robust as it could more easily take such changes into account. In reply, Woodford acknowledged the need to consider incomplete credibility but did not agree that the policy rule was unobservable. The public observed variations in the Fed funds rate and could estimate the feedback rule. Parameter uncertainty was important, but the authors had experimented with different parameters which had not thrown the model into the unstable regime. As a general point, Woodford said that, in terms of instability, forward-looking rules were much more sensitive to specific parameters than backward-looking rules.

In ‘Why do Interest Rates Predict Macro Outcomes?’, Arturo Estrella (Federal Reserve Bank of New York) used a small theoretical rational-expectations model to analyse the role of monetary policy in determining the empirical relationships between, on the one hand, the term structure of real and nominal interest rates and, on the other hand, future real output and inflation. Estrella found that a policy reaction function, whereby the central bank’s policy rate responded gradually to output and inflation, could explain the empirical regularities. These empirical relationships were not structural, however, and alternative monetary-policy regimes could lead to very different outcomes. For example, under a regime of strict inflation targeting, interest rates became uninformative with regard to future output and inflation.

Peter Kugler (Universität Basel) focused on the model’s stability under various reaction functions, and particularly the need for a strong policy response to output. There was potential for unstable dynamics in the output equation, which could be avoided only if real interest rates rose strongly to stabilize output. Kugler conjectured that one reason for this strong result might be that inflation expectations did not enter the aggregate supply curve; introducing them might have a stabilizing impact. Axel Weber (Universität Bonn and CEPR) was critical of Estrella’s model in four respects: the microfoundations of the reduced-form equations should have been worked out to provide a theoretical foundation for the inertia; in view of the arbitrary lag structure, it would have been useful to fit the model to the data; the assumption that bond-market participants knew the reaction function of the central bank was questionable; and the implications of non-linearities in the Phillips curve had not been addressed.

For Lars Svensson, Estrella’s general conclusion that the empirical relationships between the slope of the yield curve and future macro variables were not structural but endogenous had important policy implications. A regime of strict inflation targeting, under which the yield curve gap had no predictive power for output, was an extreme interpretation of actual inflation targeting regimes. These regimes could be better described by flexible inflation targeting, whereby output stabilization also entered the central bank’s objective function. Such a regime would probably look similar to the one Estrella had found to be compatible with the empirical regularities. Ignazio Angeloni (Banca d’Italia) asked whether the author had looked into the consequences of allowing for risk aversion. The behaviour of a risk premium might be important in explaining some of the stylized facts. Ignazio Visco wondered about open-economy extensions. Several participants suggested that the paper’s results be tested empirically by comparing the predictive content of the term structure across different policy regimes. Michael Woodford wondered why the results of his and Estrella’s stability analyses had differed.

Estrella replied that his paper was intended to show that the predictive content of the slope of the term structure depended on the monetary-policy regime. Although it would be more elegant to do this in a fully specified model with microfoundations and model-consistent expectations, this main result would not be much affected. Similarly, allowing for a risk premium in the term structure would enrich the model, but was not necessary to explain the relationship between the term spread and the first moments of the economy. He agreed, however, that an obvious next step was to test the predictions of the analysis across different regimes.

Creon Butler (Bank of England) presented ‘Assessing Market Views on Monetary Policy: The Use of Implied Risk Neutral Probability Distributions’, which was written with Haydn Davies. According to Butler, policy-makers are interested in assessing financial-market expectations of future policy rates for two reasons. First, it may provide information as to whether the markets expect a planned policy move or not. Second, it can provide a check on the central bank’s credibility. In his paper, Butler presented a method for estimating time series of implied risk-neutral probabilities, based on prices of exchange-traded options and futures contracts. He then examined whether the estimated higher moments from these probability distributions could improve the predictive power of forward rates. For short-term sterling interest rates, the results suggested that the mode of the risk-neutral density function was a better predictor of future short-term interest rates than the forward rate, and that adding in the standard deviation and kurtosis improved the fit further. A likely interpretation of the latter results was that the standard deviation and kurtosis captured a variable risk premium. Butler also illustrated the potential use of the adjusted forward rate for policy purposes.

Pierre Sicsic (Banque de France and CEPR) offered four observations: (1) most of the results in the paper could be shown by using implied volatilities directly in the prediction regressions; (2) the use of linear interpolation to filter out the time-to-maturity effect was debatable, since – Sicsic conjectured – this effect should not be linear; (3) the finding of stationarity depended on the inclusion of a trend, but no trend appeared to be included in the prediction regressions; and (4) there was a serious errors-in-variables problem, as the Melick-Thomas method used in the paper often led to big shifts in parameters that were hard to interpret. Paul Söderlind thought it might be easier to interpret the results if the analysis was performed within an appropriate asset-pricing theory in which the risk premium could be modelled. Very similar results could be obtained by adding the level of interest rates into the usual prediction regression. He also pointed to a small-sample problem: the overlapping structure of the data series meant there were really only 13 independent observations.

Robert McCauley (BIS) suggested that there might be institutional reasons why the difference between the forward and realized short rates was related to volatility in the United Kingdom, but not in Germany. One reason was that, in the United Kingdom, more floating-rate notes were issued and thus the demand for hedging against interest-rate risk was greater. Alternatively, there could be differences in the respective central banks’ operating procedures. Ignazio Angeloni wondered whether the skewness effect in Germany could be related to the effect of US monetary policy in 1994 and to the question about decoupling. Henri Pagès (BIS) wondered why the authors had not made use of prices of options on swaps. Butler’s response was that work at the Bank of England had started to look at asset-pricing models (such as the consumption CAPM model) to explicitly model risk premia. The main problem with using options on swaps was how to deal with credit risk. Butler repeated that substituting the mode for the forward rate did a lot of the work, thereby suggesting that the ‘peso problem’ may be an important issue. But more work clearly needed to be done to make this information useful in policy-making.

Mark Gertler (New York University) presented ‘Monetary Policy Rules in Practice: Some International Evidence’, which was co-authored by Richard Clarida and Jordi Galí. Their paper reported estimates of monetary-policy reaction functions for two sets of countries: the G-3 (Germany, Japan and the United States) and the E-3 (France, Italy and the United Kingdom). The paper found that, since 1979, the behaviour of each of the G-3 central banks could be described by a forward-looking version of the Taylor rule with interest-rate smoothing. As for the E-3, even prior to the emergence of the ‘hard ERM’, their central banks were heavily influenced by German monetary policy. Using the Bundesbank’s policy rule as a benchmark, the authors found that, at the time of the collapse, interest rates in each of the E-3 countries were much higher than domestic macroeconomic conditions warranted.

Otmar Issing (Deutsche Bundesbank) argued that the use of a rule facilitated communication with the public, and had the potential for anchoring expectations. The policy rule estimated in the paper appeared to be a nice ex post description of the G-3 central banks’ interest-rate policy, but what was important was the ex ante perception that a rule existed. What form the rule should take depended on the structural features of the economy. The Bundesbank had pursued monetary targeting for 24 years for a number of reasons: the long lags and uncertainties in the transmission mechanism had made the medium-term focus afforded by a money-growth target appropriate; monetary aggregates had clear advantages in terms of transparency and accountability; there was quite a lot of evidence on the stability of the demand for German M3; and the trend growth of money had clear predictive power for future inflation. A clear indication of the Bundesbank’s resolve to pursue a policy oriented towards price stability – as soon as it was released from its task of pursuing exchange-rate stability in 1973 – was that the special Lombard rate had risen to 13% in 1974. Issing agreed that one of the secrets of successful central banking was to be forward-looking, i.e. focusing on the medium-term trend of inflation. In the paper, however, this had been translated into a one-year-ahead inflation forecast. Given that the transmission lag from policy to inflation was at least two years (and probably longer), he found the evidence not completely convincing in this respect. Issing further thought that the fact that monetary variables were found insignificant in the estimated reaction function did not imply that monetary targeting was not followed – the targets were not pursued for their own sake, but because of their relationship with future inflation. Exactly for that reason, the estimation methodology did not allow for discrimination between inflation targeting and monetary-growth targeting. 

Ignazio Visco applauded the ingenious estimation methodology, which consisted of using actual future inflation as a measure of expected inflation and using instrumental variables to estimate the feedback parameters. He had several queries, however. First, a little more sensitivity analysis – for example, with respect to the specification of the output gap – would have been useful. Second, in some cases, the appropriate policy rate would be the repo rate, rather than the overnight rate, and he wondered why the speed of adjustment towards the target rate was so slow. Third, he questioned the role played by the output gap and asked whether some form of lexicographic ordering could explain the results. Fourth, he asked whether the estimation results provided evidence that monetary policy had brought down inflation. Finally, he wondered why the implicit inflation target for the United States was so high (4%).

During discussion, Pierre Sicsic wondered how to explain the fall in the stress indicator for France in 1993 (after a strong rise in 1992). Axel Weber suggested using a threshold model, instead of the partial-adjustment model, to capture the adjustment of the policy rates to their target. Michael Woodford questioned the assumption underlying the estimation methodology, namely that the correlations between available information and future inflation were not only understood but also constant over the sample period. The robustness of the results should be tested by using actual forecasts or rolling regressions. Stefan Gerlach (BIS and CEPR) raised doubts about the stationarity of the interest rates and wondered about the impact on the estimation methodology. Also, would the results concerning the effect of M3 growth still hold if some low-frequency filter were used to get rid of the short-term volatility in the M3 series? Ignazio Angeloni thought inflation differentials should enter the specification for the E-3 countries. William White (BIS) asked whether it was reasonable to use the Bundesbank’s policy rule as a benchmark for the United Kingdom, where interest rates had a more rapid effect. Finally, Charles Freedman noted that the estimated short-run response to inflation and the output gap was not very strong.

‘A Red Letter Day?’, presented by Carlo Favero (IGIER, Università Bocconi, Milano, and CEPR) and co-authored with Rudi Dornbusch and Francesco Giavazzi, concentrated on the monetary-policy transmission mechanism in the European economies. The authors found significant differences across countries in the response to a common monetary-policy shock. In Germany, France and Spain, the range of the impact was 1.4–1.5%; in Sweden and Italy, the impact was much larger; and the effect in the United Kingdom was the smallest. The authors discussed the sources of these differences and their implications for a common European monetary policy. Luigi Spaventa (Università degli Studi di Roma, ‘La Sapienza’, and CEPR), referring to a BIS study on the transmission mechanism, noted that in terms of the effects of monetary policy, the relative country rankings in the paper did not correspond to the received wisdom. For example, most indicators concerning financial structure would suggest that monetary policy was most effective in the United Kingdom.

José Viñals (Banco de España and CEPR) acknowledged the authors’ fears that differences in national preferences or national structures might compromise the European Central Bank’s policy focus on price stability, and that regional differences could lead to adverse popular reactions. Policy would only be affected, however, if national preferences played a role in the Governing Board. Viñals also commented on the paper’s estimated reaction functions, pointing to the low estimated feedback parameters on inflation in many of the countries. He argued further that country-specific factors might create cross-country differences, and conjectured that a convergence of financial structures was likely to contribute to a convergence of the transmission mechanisms.

Ignazio Visco agreed with Spaventa that the estimated output effects were counter-intuitive. The calculated MCI weight was also doubtful, and the source of the differences in the relative importance of the exchange-rate channel in the various European countries was unexplained. Axel Weber pointed to the potential for both a generated regressor and a simultaneity problem in the estimated output equations. Charles Freedman thought that the focus on national differences was misplaced. In Canada, there were still many regional differences, but these did not prevent the Bank of Canada from pursuing a Canadian monetary policy. Mark Gertler argued the need for care in estimating reaction functions over very short samples. He suggested using IV techniques for resolving the simultaneity problem in the output equations; and, pointing to the presence of regional differences in the United States, he suggested that these divergences might be attributable to many factors other than monetary policy.

Mark Gertler, Marvin Goodfriend, Otmar Issing and Luigi Spaventa participated in the concluding panel discussion. The panellists concentrated on two important questions. First, should monetary policy focus solely on price stability, or should it aim also at achieving asset-price stability in order to reduce the risk of financial crisis? Second, do asset prices provide reliable information about future economic conditions, such as inflation and real growth, which could be used in the setting of monetary policy? The views of the panellists have been published separately in a joint CEPR/BIS publication, details of which are given below.

Asset Prices and Monetary Policy: Four Views
Mark Gertler, Marvin Goodfriend, Otmar Issing and Luigi Spaventa

ISBN 1 898128 40 5

xii + 27. £10/$14.95/15 euros

Please contact CEPR for details