Olena Havrylchyk is Professor of Economics at the University Paris 1 Panthéon-Sorbonne, Director of the Master 2 Program "Finance Technology Data" and a researcher at the CES. She is also a consultant at the OECD on financial regulation and Fintech and an associate researcher at the Labex ReFi, CEPII and EconomiX. She has been a frequent visiting scholar at the Bank of England and other central banks, foreign universities and research centers. Olena has published in the Review of Finance, Journal of Banking and Finance and other academic journals. Her paper on P2P lending won the Best Paper Award at the First Toronto FinTech Conference. She is also the winner of the Trophée SAB 2013 for sustainable finance and Olga Radzyner Award 2011 for scientific work on the European economic integration, bestowed by the Central Bank of Austria. Olena is currently coordinating a research project "Technology and financial (dis)intermediation". Financed by the French Reseach Agency, this projects unites 10 university researchers from the leading French universities. Originally from Ukraine, Olena holds PhD in Economics from the European University Viadrina (Germany).