Discussion paper

DP17799 The health effects of demand side cost sharing in European health insurance

The rationale for demand side cost sharing in health insurance is to deter patients from using low value care. But if agents are cash constrained, demand side cost sharing can lead them to postpone or forgo valuable treatments. We use data on European (NUTS 2) regions to show that the interaction between poverty rate and out-of-pocket payments leads to unmet medical needs and higher mortality.

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Citation

Boone, J (2023), ‘DP17799 The health effects of demand side cost sharing in European health insurance‘, CEPR Discussion Paper No. 17799. CEPR Press, Paris & London. https://cepr.org/publications/dp17799