Discussion paper DP14233 Expansionary Yet Different: Credit Supply and Real Effects of Negative Interest Rate Policy Margherita Bottero Camelia Minoiu Jose-Luis Peydro Andrea Polo Andrea Presbitero Enrico Sette 22 Dec 2019 Financial Economics International Macroeconomics and Finance Monetary Economics and Fluctuations E52 E58 G01 G21 G28