VoxEU Column In support of a European banking union, done properly: A manifesto by economists in Germany, Austria and Switzerland Dennis Snower Uwe Sunde Isabel Schnabel Moritz Schularick Andreas Schabert Tom Krebs Gerhard Illing Hans-Helmut Kotz Mathias Hoffmann Martin Hellwig Frank Heinemann Hans Peter Grüner Michael Burda 9 Jul 2012 EU institutions