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Barcelona Reports

Barcelona 2: The Bank Business Model in the Post-Covid-19 World

The effects from the Covid-19 crisis come on top of the combination over the past decade of persistently low interest rates, regulatory changes, and competition from shadow banks and new digital entrants that challenged the traditional bank business model pre-Covid-19. The second report in the CEPR/IESE series on The Future of Banking tackles these crucial challenges, examining the competitive responses of the different players – both incumbents and new entrants – and the associated policy and regulatory issues.

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Carletti, E, S Claessens, A Fatás and X Vives (eds) (2020), ‘Barcelona 2: The Bank Business Model in the Post-Covid-19 World‘, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Digital money, payments and banks‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Digital disruption and banks’ business models‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Challenges to the business models of banks‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Introduction: Barcelona 2: The Bank Business Model in the Post-Covid-19 World‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Competitive strategies of the players‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Regulation, policy, and financial stability‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Banking in a post-Covid world‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

Citation

Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Challenges to banks’ business models‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘The role of banks in the economy‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Banking business models‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Evolution of bank profitability‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Challenges to banks’ business models: Conclusions‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘The digital economy and banks’ business models‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Technology in finance and banks’ business models‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Technology-driven changes in provision‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Evidence on technology-driven changes in financial services‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Risks and regulatory responses‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Policy issues raised by digitalisation‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘The digital economy and banks’ business models: Summary‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

Citation

Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Digital money, payments and banks‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

Citation

Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Technology, digital money and payments‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘New forms of digital money‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘The role of regulators and central banks‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

Citation

Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Technology, new entrants and competition‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

Citation

Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Changes in the competitive landscape for banks‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

Citation

Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Digital money, payments and banks: Conclusion‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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Carletti, E, S Claessens, A Fatás and X Vives (2020), ‘Discussions: Barcelona 2: The Bank Business Model in the Post-Covid-19 World‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

Citation

Beck, T (2020), ‘Discussion of Chapter 2 by Thorsten Beck: Barcelona 2: The Bank Business Model in the Post-Covid-19 World‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

Citation

Seru, A (2020), ‘Discussion of Chapter 3 by Amit Seru: Barcelona 2: The Bank Business Model in the Post-Covid-19 World‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

Citation

Niepelt, D (2020), ‘Discussion of Chapter 4 by Dirk Niepelt: Barcelona 2: The Bank Business Model in the Post-Covid-19 World‘, in Carletti, E, S Claessens, A Fatás and X Vives (eds), Barcelona 2: The Bank Business Model in the Post-Covid-19 World, CEPR Press, Paris & London. https://cepr.org/publications/books-and-reports/barcelona-2-bank-business-model-post-covid-19-world

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