Karolin Kirschenmann is deputy head of ZEW's research unit “International Finance and Financial Management”. Her research focuses on banking and (global) financial intermediation. In recent work, she has analyzed the spillover of crises through global bank networks and its impact on banks’ lending activities and the real sector. She also works on depositor behavior during crises. Her work has been published, among others, in the Review of Finance, the Journal of Money, Credit, and Banking and the Journal of Financial Intermediation. She graduated from the University of Heidelberg. Prior to joining ZEW she was an Assistant Professor of Finance at Aalto University in Helsinki.

VoxEU Column
Increasing deposit insurance and nationalisation in times of crisis
-

- Global crisis 
- Financial Regulation and Banking
VoxEU Column
Foreign-currency loans in Eastern Europe: Borrower pull or bank push?
-

- Europe's nations and regions 
- International Finance